OUR VALUE PROPOSITION
The value proposition of a North Star advisor is that our advisors are unbiased in assisting you in choosing the right disability company among the many we have available.  North Star Advisors do not have any “first call” obligation for their business, as can be typical in the insurance industry. There is no career affiliation with “any” disability insurance company.  All North Star advisors are legally brokers and not agents of the disability insurance companies we represent.   This assures you of the right choice of companies depending on your gender, age, health, profession, specialty, sub-specialty, state of residency, and the many existing institutional discounts we have available.  While the use of a North Star advisor is your choice, rest assured that there is no additional cost to you for this.
OUR COMPETITIVE ADVANTAGE

Independent Model: We have contracts with 11 prominent disability carriers because of our industry involvement and scale.

Advisor Expertise:  The website is built and led by advisors who are recognized in the top one percent of advisors worldwide and have specialized in disability insurance.

Capital:  Our team invested over a year’s worth of time, manpower, and capital into the design and construction of the website and one of a kindquoting tool.  

Vision: Dedicated leadership to offer an objective array of disability insurance options and to adjust the offerings based on industry changes over time.

Brand:   A 100+ year old firm with over 50 years of experience servicing the medical community across the country.

Expert Authors: The ability of North Star to bring industry leading authors to the site as educational tools and evidence of our authority and credibility.

Trust:  An industry that trusts our firm and its leadership with a proven track record of success in the disability insurance arena.

Communication: With a commitment to technology, we have the ability to communicate with clients across the country over many means of communication to match your preference.

HISTORY AND RECOGNITION OF NORTH STAR
Established in 1908, North Star has been providing financial services for over 100 years, with an intense focus on serving the medical market since the 1960’s. Continuously being ranked in the Top 10 among GAMA International’s largest independent firms world-wide (most recently ranked 3rd, 2009), North Star is not only recognized for their client service but for their dedication to their communities as well. In 2010, North Star received InvestmentNews Community Leadership Award in recognition of donating nearly $1.2 million to the Scott Richards North Star Charitable Foundation.